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Located in Beautiful Southern California, we thrive on the success and satisfaction of our clients.

about APT Mortgage, Inc dba Z Home Loans

Calculators

Calculate your mortgage, interest rates, and more.

APT Mortgage, Inc dba Z Home Loans mortgage calculators

Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

APT Mortgage, Inc dba Z Home Loans loan programs

Our ServicesFind Loan Products We Offer

Purchase

Purchase

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

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Refinance

Refinance

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

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Apply Now

Apply Now

Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted. Submit your Application

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Home Loans in California

Welcome to the official site of  Z Home Loans. We are a full-service mortgage company based in Santa Monica, California. We specialize in all types of residential home loans in Southern and Nothern California. Z Home Loans takes great pride in being one of the premiere Mortgage Companies serving Los Angeles' Westside and surrounding environs. Many of our Mortgage Professionals have over a quarter of century experience in Mortgage Lending Industry. Highest and Best Service is not just our motto, it is our mandate to you, our client. Nothing is more important to us than knowing we have provided you with the best Associates, best team, best recourses, and best local knowledge thaht can only come fromyear of experience in Mortgage Lending. Whether you are buying a home or refinancing in any of the California zip  codes we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | Conventional | Jumbo

Contact APT Mortgage Inc dba Z Home Loans today to discuss your mortgage loan options, and find out which loan program will best suit your needs. 

Licensed by the CalDRE #01881581 and NMLS # 362509

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